ふるさと納税でお得満載!いつものお買い物が税金控除になるメリット

社会

日常のHOTな最新の情報やネタをご紹介!
こんにちはTOMMY☆です!

コロナの影響で収入源も言われている中、普段のお買い物でやりくり上手になってみませんか?

実は意外とふるさと納税ってお得なメリットが沢山あります!

私も、ふるさと納税返礼品を利用しながら家族サービスの一環として活用しています。

いつものお買い物を返礼品に置き換え税金控除にするメリットをご紹介させて頂きます。

税金控除の仕組み

ふるさと納税として寄付を行うと住民税所得税控除の対象になります。

寄付した金額から2,000円を引いた金額が控除対象額となる仕組みになっており、寄付金からの控除額は次に紹介させた頂く3つの控除額の合計金額になりますので上限額を把握しておきましょう!

所得税からの控除額計算方法

<計算式>
(ふるさと納税額ー2,000円)×所得税率

住民税基本分からの控除額計算方法

<計算式>
(ふるさと納税額ー2,000円)×住民税率

住民税特例分からの控除額計算方法

<計算式>
住民税所得割額の2割を限度とし
寄付金額ー2,000×(100%-住民税率ー所得税の税率)

返礼品でお得にお買い物するメリット

寄付する自治体は生まれ育った自治体でなくても可能で、ふるさと納税として寄付するとふるさとを支援するという名目で地場産品の返礼品がゲットできます

これは嬉しい限りです!

生まれ育った自治体を応援する意味でも、返礼品で欲しいものを選ぶの結果的に税金控除しながらお買い物ができるメリットがあります!

比べるとコスパが良く本当にお得な商品もあるので一見の価値ありですよ(^^)

どんなジャンルの商品があるの?

全国の市町村から様々なジャンルの商品が商品が選べます。

日用品や食品をはじめご当地ファッションから雑貨まで沢山ラインナップされています!

選んでいるだけでわくわくする事間違いなし!
まずは、ふるさと納税上限度額を把握する事から始めましょう!

まとめ

いつもお買い物はスーパーで日用品を揃えられていると思いますが、家族や恋人との記念日には美味しいものや、地元には無いご当地食材を賢く手に入れてみるのも良いですね!

税金控除になり、地域活性の役に立ち、生活の助けにもなるふるさと納税
利用したことのない人は是非一度チェックしてみて下さいね!

今回ご紹介されていただいた控除額シミュレーション・返礼品サイトについて記載されているサイトを貼り付けさせて頂きます。

<ふるさと納税ガイド>
https://furu-sato.com/total/rank

日常に溢れるネタ仕入れに「ポチっ」とかれとぴ!
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